We specialize in multi-line property and casualty coverage, and we strive to make certain that each individual and family obtains the very best premium rates. Our staff draws upon both previous experience in underwriting and systematic, statistical, geographic research methods to go beyond the generic rating formulas that many Austin insurance companies use to qualify insurance rates. This approach allows us to obtain certain discounts based on your excellent insurance history and additional, possible carrier discounts that you may qualify for when choosing a single provider for multiple policies.
Having to pay multiple Austin insurance companies for varying lines of coverage only consumes time and energy you need for living. It makes better sense to work with a single Austin insurance provider who can handle all of your property and casualty needs. Briefly summarized, our major lines of insurance for Austin, Texas residents can be grouped as follows. More detailed information on one or more of these lines of coverage can be found on our site.
Home
Austin isn’t called “The California of Texas” for just any reason. Weather wise, it is one of the best places to live, not only in the state, but in the entire United States as well. Because of its idyllic conditions, Austin residents are often lulled into a false sense of security. Few, if any, consider any real peril indemnity when qualifying a policy. Unfortunately, just as California’s near-paradise can suddenly be struck by earthquakes, Austin, Texas can suddenly be struck by tornados. The likelihood of tornado here is equal to the state average, and it is 80% greater than the overall U.S. average.
Austin insurance rates are also affected by the occasional occurrence of violent thunderstorms that can strike—and sometimes flood-- the otherwise tranquil Hill Country with little or no warning. Working with a service like Texas Auto Home can help identify not only perils that must be covered to provide the maximum indemnity, but who can also assess regional and personal variables in such a way as to obtain the best insurance rates for Austin homeowners.
Mobile Home
The magnitude of the above perils exponentially increases for the mobile homeowner who neglects appropriate insurance. Approximately 5,000 mobile homes reside within the city limits of Austin alone. The number is even higher if we include statistics for all of Travis County. Texas Auto and Home will write policies for both owners and tenants in the city and the countryside. We will also provide free information in total confidentiality- and with no obligation- on how to better secure your dwelling and possibly qualify for better rates.
Renters and Condo Insurance
Apartment dwellers and owners of condominium owners are taking a costly risk when they choose to forego the small investment required for quality Austin renters insurance. Nearly 40,000 property-related crimes occurred in 2006, and many of these led to irrecoverable financial losses for those who were struck. Texas Auto Home can help protect peace of mind and property with Austin insurance renters policies valued as low as less than 10% of the total content value. We work systematically in a highly personal fashion with each owner, landlord, and tenant, making certain that we cover as many bases as legally and ethically possible at a rate the insured can comfortably afford. We also write policies for residents and owners of condos that go far beyond the generic—and often inadequate—coverages of HOA and building complex policies.
Auto
Austin Commercial Insurance
Businesses of any size in Austin, Texas can insure their vans, trucks, and automobiles through Texas Auto Home. We have successfully insured companies from all industries throughout our state for over 25 years. Our systematic research and qualifying process offers a number of advantages to smaller, family-owned businesses, and the many programs we offer for general and artisan contractors provide an added bonus for the young Austin entrepreneur participating in Austin’s current construction boom.
Personal Vehicles
Texas Auto Home Insurance has earned a reputation statewide for seeking discounts for drivers of all ages based on safe personal driving history, good credit, academic excellence, and other mitigating factors favorable to the customer. See our articles on young driver, sports car, and senior discounts before you look anywhere for personal car insurance in Austin.
Other Vehicles
For Austin residents who like to hit the open road on the weekend, or for any diehard water enthusiasts who love Lake Travis year round, Texas Auto Home Insurance offers motorcycle, jet ski, and even boat insurance for Austin residents who like their sense of adventure tempered with foresight and peace of mind.
For three decades now, Texas Auto Home has combined affordable rates with the maximum possible coverages for our commercial and residential clients. We offer services to Fort Worth, Texas; Austin, Texas; San Antonio, Texas; Dallas; and Houston, Texas and expand outward from these points into every mid-sized city and small community of our Great State.
Every quote we issue is risk free, obligation free, and completely confidential. Use our simple
online form to get started right now, or call us toll free at
1-866-663-5262.
