We recommend that every tenant, landlord, and rental property owner in Texas invest in a renters insurance policy of some kind or another. Many Texans assume that certain cities are safer than others and automatically offer protection against property crime. This is a myth, and a dangerous one to live by.
The city of Dallas, for example, has an outstanding reputation for progressive business, beautiful architecture, and an upscale personal lifestyle. It is common, in fact, for Texas to brag a great deal on the high quality of life Dallas offers its residents. At face value, most people moving to Dallas would never think of investing in renters insurance.
The facts strongly point to a need for reconsideration. Dallas does have a great standard of living. However one should not by any means suppose this eliminates the dire importance of protecting his or her property against a substantial property crime risk.
It is a fact that In 2004 alone, almost 90,000 property crimes occurred in Dallas, and of that number 75,000 involved thefts, burglaries, and larceny.
For those who were uninsured at the time of loss, the sense of personal violation they experience was worsened by enormous financial losses on top of emotional trauma.
A systematic crime statistics analysis for Texas’s four other major cities: Fort Worth, Austin, San Antonio, and Houston, all interestingly indicate a property crime rate of approximately 5% affecting the total population. Considering the vast differences in geography, economy, and demographics that distinguish these cities, we have to ask the obvious question:
What do they all have in common?
The answer is obvious: large amounts of rental property either in the form of houses, condos, or apartments. All residents of these dwellings are vulnerable to property crime and would be wise to invest in the very affordable protection that rental insurance offers to Texas residents.
In spite of its ready availability and marginal investment costs, most tenants throughout the state are somewhat mystified as to what Texas renters insurance actually is, what it covers, and how much it costs.
Property owners are also unaware that Texas renters insurance can protect them from third party lawsuits filed by uninsured tenants struck by property crime.
Even if they do realize at some point in time they need it, they often don’t know where to look and what questions to ask.
This is where Texas Auto Home Insurance steps in to help. Texas Auto Home Insurance explains the different types of coverages available to apartment renters, condominium renters, and rental property owners. We also look for ways to extend the benefits of renters insurance to cover other areas of protection such as damage caused by water leaks and fires in adjacent apartments and theft of personal information that could result in fraud.
Click here to read more about these new, exciting benefits available now throughout the state of Texas.
Texas Auto Home Insurance is a
statewide multi-line property and casualty insurance source that reaches out to every major city, mid-sized community, and small town in Texas.
We have excellent rates on all lines of insurance, including
motorcycle,
boat/ATV,
commercial vehicle insurance,
general liability insurance for businesses, texas auto insurance, mobile home insurance, and
condo insurance.
Click here to see if you qualify for any possible renters insurance discounts in Denton, Texas, Garland, Tx, Grand Prairie, TX, Irving, Texas, Harlingen, Tx, Amarillo, TX, Lufkin, Tx, San Angelo. TX, San Antonio, Texas, Austin, TX, Dallas, Texas, Brownsville, Texas; East Grayson, Texas, East Jefferson, Texas, Flower Mound, TX, Fort Worth, Texas, Longview, Texas, McAllen, TX, Pasadena, Texas, Port Arthur, TX, Greatwood, Texas, Fort Hood, TX, Conroe, Texas, Childress, TX, Azle, Texas, Dalhart, TX, Anderson Mill, Texas, Harleton, TX, Marlin, Texas, Roma, Texas, Texarkana, TX, Vidor, Texas, West Brazos, TX, Round Rock, Texas, and many more Texas cities from Beaumont to El Paso.
You can also call 1-866-663-5262 toll free and speak with an agent familiar with your city or region of Texas with any questions you may have about your current insurance policy or special coverage options you may need for your personal vehicle, home, or commercial coverage.
