We offer a wide range of coverage options and discounts on boat insurance in Texas. If you already have insurance on your Texas boat, now is the time to consider looking at better coverage and cheaper prices. If you are shopping for a new boat, we would be glad to give you a quote even if you haven’t signed the paperwork yet.
Our strict confidentiality policy will keep all of your information private, and there is no risk, obligation, or cost involved in talking with us.
Because Texas weather allows for year round activity on the water, we strongly recommend all Texas boaters invest in boat insurance. Accidents can happen at any time, and inclement weather during even a warm weather can suddenly arise on even the most tranquil of Texas lakes.
Our Texas Boat Insurance rates are competitive in and of themselves alone. We also offer six major types of discounts, one or more of which almost ever Texas Auto Home Insurance customer qualifies for.
The following list describes the many coverages offered by the boat policies we provide. Each policy we write may include any or all of the coverages, depending on your personal choice and our best profession recommendation for your protection.
Physical Damage Coverage
Physical damage coverage begins at home, regardless of where you reside in Texas. Adding this feature to your boat insurance policy protects the craft in storage and during transport. It also protects you, of course, while the boat is out on the water.
Our boat policies can cover damage from fire, lighting, theft, vandalism, and even explosions.
If you strike submerged object in shallow water, your Texas boat insurance policy can cover the cost of repair. We will even cover damages caused when someone else is driving the boat, provided they are an authorized user per the terms of your policy.
If you require emergency service at any time such as towing, onsite labor, or delivery of vital supplies, we can cover up to $100.00 of these expenses to reimburse you for these unexpected costs.
Texas boat insurance policies can also protect equipment on the boat equivalent to 10% of the total physical damage coverage limit.
We give our clients multiple choices, too, when it comes to selecting premiums for boat insurance in Texas, and we provide additional options on repair costs on partial losses at a limited additional premium.
Watercraft Liability Coverage
More boats hit the waterways every year. Every Texas boat insurance policy should include sufficient protection against any number of incidents that can involve collision with other boats, other people, or docking areas.
There are three main specific arenas in which this coverage protects you.
1. Personal liability protection in the event of an accident.
If you or someone in your household causes injury to another person during the course of a boating accident, this coverage protects you from liability within your policy limits
2. Medical payments coverage.
If you are someone in your boat are injured, boat insurance in Texas can cover medical expenses within policy limits. This coverage extends to water-skiers pulled behind the boat and passengers swimming around the boat who may be struck by it.
3. Property damage liability.
This covers damage you cause to others property while operating your watercraft.
Added Policy Features
Boat insurance in Texas can cover emergency services and personal belongings within the boar. Anyone planning to take an extended boating trip, and all serious fishermen, should call Texas Auto Home Insurance Today to hear more about the details this type of coverage offers.
Personal watercraft coverage can also be added to your Texas boat insurance policy. Ask our office for more information on this option.
For 30 years, Texas Auto Home Insurance has combined affordable rates with the maximum possible coverages for our commercial and residential clients. We offer services to
McAllen, Texas, Southeast Hidalgo, Texas, Port Arthur, TX, Pasadena, Texas, Brownsville, Texas, Brazosport, Texas, Houston, TX, Corpus Christi, Texas, San Antonio, TX, Dallas, Texas, Fort Worth, TX, Baytown, Texas, Dripping Springs, TX, Victoria, Texas, Canyon Lake, TX, New Braunfels, Texas, Austin, TX, and Matagorda, Texas and every other county and city of our great state..
Every quote we issue is risk free, obligation free, and completely confidential.
Use our simple online form to get started right now, or call us toll free at
1-866-663-5262.*
