Texas Auto Insurance; Texas Home Insurance

In past years, the Texas Financial Responsibility Department had no way to empower law enforcement to immediately verify automobile insurance at a traffic stop. Many people took advantage of this by creating false automobile insurance cards that looked authentic enough to get them out of a citation for lack of insurance. This is no longer the case now. Very soon, the new Texas automobile insurance verification system will go into effect, and law enforcement officials will be able to immediately tell if a person’s insurance card is genuine, and if that person is covered according to the stipulations of the law.

This new program is called Texas Sure and represents a combined effort on the part of the Texas Department of Insurance, the Texas Department of Public Safety, the Texas Department of Transportation, and the Texas Department of Information Resources. The new Texas automobile insurance verification system will allow officers to verify insurance information about a vehicle’s current liability insurance status in a matter of seconds.

Present statistics show that between 2 - 3 vehicles out of 10 Texas vehicles are operating without liability insurance. These figures are based on of uninsured motorists involved in motor vehicle accidents with insured motorists. Texas Auto Home Insurance believes that this number would actually be as many as 3 - 4 vehicles out of 10 if statistics included all vehicles irrespective of auto accidents and traffic stops.

If you are presently insured on all of your vehicles operating on Texas roadways, Texas Auto Home Insurance urges you to make certain that you are in complete compliance with the new Texas automobile insurance verification system. Call your insurance carrier now and confirm that the Vehicle Identification Number of your vehicle is the same as the number on your Insurance Identification Card. Also, confirm the carrier has increased the liability limits on your policy to 25/50/25 from the prior minimum of 20/40/15.

EVEN IF YOUR CARRIER HAS NEGLECTED TO DO THIS, YOU ARE THE ONE ULTIMATELY HELD LIABILITY IN THE EVENT YOU ARE STOPPED.

If you happen to be among the 20 to 35 percent of uninsured Texas motorists, do not panic and do not try to falsify any documents that Texas’s new auto insurance verification system is sure to detect. Call Texas Auto Home Insurance for a completely confidential, free, and no obligation consultation. We will show you how to comply with the new insurance laws at the lowest possible premium pay out and the knowledge that you have legitimate and sufficient coverage.

While we do not know when this new Texas Sure program will go into effect, this much is certain: when it does go into effect, you will be at the mercy of the court if get caught without insurance or even worse, phony documents. At that time, insurance suppliers will be willing to offer you coverage at a rate that will not offer you the greatest premium reductions. Seek coverage now before it comes to this, call or email Texas Auto Home Insurance if you have questions.

Texas Auto Home Insurance is a statewide multi-line property and casualty insurance source that reaches out to every major city, mid-sized community, and small town in Texas. We have excellent rates on all lines of insurance, including motorcycle, boat/ATV, commercial vehicle insurance, commercial property and general liability insurance for businesses and contractors, car insurance, renters insurance, and homeowner insurance. Click here to see if you qualify for any possible mobile homeowner insurance discounts in Austin, Texas, Dallas, TX, Fort Worth, Texas, San Antonio, TX, Edison Road, Texas, Copperas Cove, TX, Sommerville, Texas, Cedar Creek, TX, Midland, Texas, Odessa, TX, Abilene, Texas, Pecos, TX, El Paso, Texas, Red Rock, Texas, Cedar Creek Lake, TX, Brownwood, Texas, Edinburg, Texas, San Angelo, TX, Mission Bend, Texas, and Pleasanton, Texas.

You can also call 1-866-663-5262 toll free and speak with an agent familiar with your specific city or region of Texas. He or she can answer any questions you may have about your current insurance policy, or special coverage options you may need for your personal vehicle, home, or commercial coverage.

Labels: Texas Auto Insurance, Texas auto insurance law, Texas auto insurance verification