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Monday, August 18, 2008

 

Commercial Auto Insurance Discounts for New Texas Businesses

At Texas Auto Home Insurance, our main objective is to properly cover your company. We also want to make it very clear that we will save you money in the process. This premium saving process involves defining the coverage necessary and then using all available discounts and credits authorized by the Texas Department of Insurance and the Texas insurance carrier.

Texas Insurance Law makes provision for two types of Commercial Automobile Liability Insurance policy options. The first Split Limit coverage. It separates bodily injury from property damage limits.

The second is Single Limit policy coverage. It lumps lumps the total amount of property damage and bodily injury coverage into one dollar amount limit.

Texas Auto Home Insurance will help you determine which of these policy types offer you the maximum benefit on each of your commercial vehicles and their respective uses. We do this because we know that you will probably be using more than one type of vehicle and even possibly vehicles of different sizes and weight capacities. One type of coverage may be optimal for a commercial auto, but another type of coverage may be required for a mid-sized truck or commercial van.

We know that your business is unique and may have been founded for a number of reasons. You may have just opened your doors for a start up venture. You may have grown tired of the corporate world and decided to open your own home-based business. Or, you may have an existing business in another state that is opening a new Texas office. Regardless of the specific dynamics you are currently facing, we want to assist you in saving valuable time by identifying your best possible coverage options and tying those coverage options to any possible discount or premium savings we can negotiate with the carrier on your behalf. We know that you simply do not have the time to itemize the needs of each vehicle in your fleet and cross reference those requirements against the complexity of Texas insurance law. However, any one of our agents will be glad to do this for you and help determine which policy type and which coverage options best fit each specific vehicle in your company fleet.

Texas Auto Home Insurance is a statewide multi-line property and casualty insurance source that reaches out to every major city, mid-sized community, and small town in Texas. We have excellent rates on all lines of insurance, including motorcycle, boat/ATV, commercial vehicle insurance, commercial property and general liability insurance for businesses and contractors, car insurance, mobile home insurance, renters insurance, and homeowner insurance. Click here to see if you qualify for any possible Texas business insurance discounts in Houston, TX, Austin, Texas, Dallas, TX, Fort Worth, Texas, San Antonio, TXSanta Fe, Texas, South Bell, TX, Pearsall, Texas, Nacogdoches, TX, Live Oak, Texas, La Rue-Poynor, Tx, Jasper, Texas, Ingleside, Tx, Henderson, Texas, Lancaster, Tx, Lackland AFB, Texas, Fabens, Tx, Grapevine, Texas, Frisco, Tx, Homestead Meadows South, Texas.

You can also call 1-866-663-5262 toll free and speak with an agent familiar with your specific city or region of Texas. He or she can answer any questions you may have about your current insurance policy, or special coverage options you may need for your personal vehicle, home, or commercial coverage.

Texas Auto Home Insurance is your professional, user friendly source for Texas Commercial Automobile Insurance.

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8303 S.W. Freeway, Suite 225, Houston, TX 77074   ph: 1-866-663-5262