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Monday, February 2, 2009

 

Texas Business Liability Insurance

It is essential that you protect your business with liability insurance. A single lawsuit can drain your budget and destroy your operating capital. Texas business liability insurance gives you protection against legal disputes that can jeopardize your profit margins. It is no small matter to invest in this protection to indemnify your scope of services and corporate assets. Not just any liability policy will insure against all contingencies unless a qualified agent has accurately rated your business and underwritten your policy.

This is exactly what we do at TAHI. We have been in the unique position of writing business liability insurance for every type of company in Texas for over 25 years now. With previous experience in underwriting, George White and his staff of highly-skilled commercial insurance agents bring to the table a level of skill and detail in research and policy writing that is unsurpassed in the business insurance marketplace.

We help you understand what we are recommending to you, and we break down the complex legal language of insurance into something simple that you can understand and make a quality decision about. We know that you do not have time to sit down for a lengthy face to face meeting in most instances to discuss your business liability insurance options. Texas business owners in this economy are far too busy for that. We save you time and money by taking the basic information you provide us with and putting our research skills to work on your behalf. With minimal time on the phone with us (or email if you prefer), we can take the data you provide us with, make sure that your company rating is all that it should be, and find you the very best possible business liability insurance discounts that the A+ carriers we represent can provide.

We also provide free, no obligation evaluation of business liability insurance policies. Many companies ask us to do this mid-way into their policy so they can reconsider their current provider when it comes time to renew their policy. We often discover that the current policy has gaps in coverage based upon improperly generated territorial ratings. If there is an overlap between the city rating for a company and the state territory in general in which its scope of services extend, that company may not fully be as insured as they think because different ratings and qualifiers have been applied.

Territories are created business insurance carriers and are based on perils, not city or county lines. Some agencies that do not specialize in business liability insurance may be unaware of how Texas territories can affect commercial ratings, policy coverage, and premium costs. The overlap between territories can often result in an improperly underwritten policy that can result in a denied claim at the worst possible time.

Please do not let this happen to you. You have nothing to lose by letting us take a look at your policy, and we will by no means pressure you to switch to TAHI. Our agency has a very firm ethical stance on getting you the best coverage and rates whether it comes through our office or an office we recommend to you. All inquiries are confidential and can be made at your discretion. Ask for a free quote today.

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Saturday, September 6, 2008

 

Texas Commercial Insurance


It is a documented fact that 65-70% of all business who switch to TAHI save money on Texas commercial insurance. Click here to see what we can do for you.

TAHI offers all major forms of Texas commercial insurance policies for small, mid-sized, and large businesses throughout the state. These policy types include, but are not limited to, the following:

Commercial property insurance
Commercial property insurance in Texas protects your industrial or agricultural property from a number of damages, perils or losses. Because Texas commercial insurance is not standardized in Texas, it is common for companies seeking to insure their place of business may find considerable variation in the types of coverages that commercial insurance agents provided.

It is necessary to first understand the type of coverage required for your particular business before you ask for a quote. This is where working with a Texas commercial insurance agency like TAHI will save precious time and money by answering any questions pertaining to the size, location, and nature of a specific business in a particular region or city in Texas.

Commercial Truck Insurance
Texans depend on trucks of all sizes to run their businesses effectively. Texas commercial insurance policies can be written to specifically address the nature, size, and use of any commercial truck.

Texas Auto Home can help determine what type of insurance a company requires for its trucks and offers a wide range of different policy options. We write dump truck insurance, truck cargo insurance, truck driver insurance, truck fleet insurance, or any other kind of commercial insurance for Texas trucks, we will make certain that your company is equipped with all the information it will need to make the smartest decisions that will keep your rates low and your coverage high

Commercial Auto Insurance
Even small businesses buy company cars for sales people and executives to use for transportation. Commercial auto insurance in Texas offers indemnity for the very lifeblood of the sales cycle. Texas Auto Home works with companies all over the state to discover ways of making commercial auto insurance more reliable and more affordable.

Every business that relies upon automobiles to function must have some form of commercial auto insurance. It is critical in the long run to balance lower rates with the quality of coverage and the established, reputability, and reliability of the source.

Other Commercial Vehicles
Any vehicle that does not fall into the technical classification of car or truck (such as a van, for instance) can be covered under a general commercial vehicle insurance plan.
Texas Auto Home Insurance is a statewide multi-line property and casualty insurance source that reaches out to every major city, mid-sized community, and small town in Texas. Be sure to see how competitive our rates are on Texas Auto Insurance, Texas Commercial Insurance, Texas Homeowner Insurance, Texas Mobile Home Insurance, Texas Motorcycle Insurance, and Texas Boat Insurance.
Click here to see if you qualify for any possible renters insurance discounts in McAllen, TX, Pasadena, Texas, Port Arthur, TX, Greatwood, Texas, Fort Hood, TX, Conroe, Texas, Childress, TX, Azle, Texas, Dalhart, TX, Anderson Mill, Texas, Harleton, TX, Marlin, Texas, Roma, Texas, Texarkana, TX, Vidor, Texas, West Brazos, TX, Round Rock, Texas, and many more Texas cities from Beaumont to El Paso.


You can also call us Toll-Free at 1-866-663-5262 to speak with an agent familiar with your particular city or region of Texas with any questions you may have about your current insurance policy or special coverage options you may need for your personal vehicle, home, or commercial coverage.

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8303 S.W. Freeway, Suite 225, Houston, TX 77074   ph: 1-866-663-5262